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ConnectStart a chat

Give Grok a bank account and a card.

Connect Navoka to Grok. It can then ask Navoka to pay, buy and send — inside limits you set.

Connect GrokOr start a chat
https://mcp.navoka.comGrok never sees a card number. It asks; Navoka pays; you approve.

Three steps.

  1. 1

    Nothing to set up first.

    You don't need a Navoka account before you connect. Sign in when your assistant asks; if you have no account, that sign-in creates one. When you want the IBAN and card, verify your ID once, inside the conversation — or import it from Wirex One.

  2. 2

    Add Navoka to Grok.

    Copy the URL, then add it in Grok — four steps, below.

  3. 3

    Set your limits, then just ask.

    Monthly budget, approve-above threshold, allowlist — in Navoka, not in Grok.

Add Navoka to Grok.

  1. Copy the URL.

    https://mcp.navoka.com

  2. Open Grok's Skills and Connectors page,

    choose New Connector, then Custom.

    Open Grok Settings

  3. Name it "Navoka",

    paste the URL from step 1 into Server URL, then choose Add Connector.

  4. Sign in.

    Complete the Navoka sign-in and OAuth authorization that Grok opens.

The endpoint
https://mcp.navoka.com

# one URL for every assistant.
# Sign in once when your assistant asks; that's the connection.
https://mcp.navoka.com

Building on Grok through the xAI API instead? Same endpoint, same tools.Developers

Try saying.

1 — flight, the honest one
You (in Grok)Book the Emirates MAD→DXB on 22 Nov, economy, under €650.
€612 with one checked bag, passenger details from your profile. Emirates asks for 3-D Secure — everything's filled in. Tap to confirm and I'll put the boarding pass in Telegram.
2 — subscriptions, cancel at the card
Cancel anything I haven't opened in 60 days.
Two: Headspace €12.99, Ulysses €5.99. Say "cancel" and I block both at the card — the next charge is declined, whatever their cancellation page says.
3 — affiliates, monthly batch
Send $500 to each of my 12 affiliates on the 1st of the month.
12 payees, $6,000 a month, first run 1 Nov. Above your batch threshold — each run is held for one tap from you.

Your limits apply everywhere.

Your assistant can

  • Ask Navoka to pay an invoice, buy something, send money or schedule a payout.
  • Read the ledger — what was paid, under which rule, approved by whom.
  • Read your limits, so it knows what will be held before it asks.

Your assistant cannot

  • See a card number or a full IBAN. The agent holds a token, never a PAN.
  • Change a limit. Limits are set by you, outside its reach.
  • Approve its own payment. Approval is yours — in the assistant, in chat, or on the web.

Disconnect in one tap. Card frozen, rules paused, assistant unlinked.Limits and approvals

Questions.

Does Navoka work in the Grok app?
Yes. Add it once on grok.com under Skills and Connectors and it's available in your Grok chats on that account. Developers building on Grok through the xAI API use the same endpoint and tools. And anyone can message Navoka on Telegram — same account, same limits, same ledger.
Can Grok approve a payment by itself?
No. Grok can ask Navoka to pay and can read the result, but a payment above your threshold or to a new payee is held until you approve it — in Grok, in Telegram or on the web. Grok cannot change your limits; they're set by you, outside any tool it can call.
Does xAI see my payments?
Navoka sends Grok what it needs to answer you: the payee, the amount, the rule that applied and the outcome. It never sends a card number or a full IBAN. What xAI retains from your Grok conversations is governed by xAI's terms, not by Navoka — the same as any other connected app.

Connect Grok.

Copy the endpointOr start a chat

Using ChatGPT instead? Building your own agent?