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About Navoka.

A specialized AI agent for payments and finance, with its own wallet, IBAN and card.

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What we build.

An AI agent that pays. Not a wallet over money you already hold, not a coach over your bank, not an API for other people's products — an agent with a dedicated wallet, IBAN and card, that books, buys, pays invoices, sends money and pays people on your instruction, inside limits you set once.

The part that's new isn't the paying. It's the delegation: a budget, a threshold, an allowlist and a kill switch that the agent can read and never change, and a ledger where every payment carries the rule, the approver and the reason at the moment it was made.

We think the agent economy needs a bank-shaped half — accounts, cards, rails, approvals, records — and that it should be built by a specialist. Navoka does payments and finance, and only that.

What it doesLimitsSecurity

Who builds it.

Navoka is built and powered by Wirex, which has run card programs, payment accounts and stablecoin settlement since 2014. Navoka reuses that infrastructure — the accounts, the card issuing, the rails — and adds the agent, the mandate and the ledger on top.

Already a Wirex One customer? Your verification carries over and money moves between the two accounts in seconds.For Wirex One users

Contact.

Contact
Support
In the chat
t.me/NavokaAiBot
Email
support@navoka.com
Security
security@navoka.com
responsible disclosure
Partnerships and business
partners@navoka.com
Press
press@navoka.com

Press.

Boilerplate. Navoka is a specialized AI agent for payments and finance with its own stablecoin wallet, IBAN and card. Available in chat and inside ChatGPT, Claude and Grok, it books, buys, pays invoices, sends money and pays people inside limits the account holder sets once. Navoka is powered by Wirex. navoka.com

Market context we cite.

  • 45% of US consumers used AI in some part of the buying journey

    IBM IBV, Jan 2026

  • AI-referred traffic to US retailers +393% YoY in Q1 2026, converting 42% better than search

    Adobe, Apr 2026

  • $190B US agentic commerce by 2030

    Morgan Stanley, Nov 2025

  • No card network had published binding agent-dispute rules

    as of Aug 2026

Questions.

Who is behind Navoka?
Navoka is built and powered by Wirex, a payments company that has run card programs, payment accounts and stablecoin settlement since 2014. Navoka reuses that infrastructure — accounts, card issuing, rails — and adds a specialized agent for payments and finance, the mandate it runs inside, and the ledger that records every payment.
Is Navoka part of Wirex One?
No — a separate product, powered by Wirex. Wirex One is your account; Navoka is the agent and the account it uses, with its own wallet, IBAN and card. If you're a Wirex One customer, connecting the two imports your verification and enables instant, free transfers between them in either direction.
Where is Navoka available?
Accounts in dollars, euro and pounds, with ACH, SEPA, Faster Payments, SWIFT and stablecoin rails. The chat surface is Telegram today, with WhatsApp and iMessage coming soon; the assistant surface is ChatGPT, Claude and Grok. Eligibility is confirmed during sign-in before any identity documents are requested.