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Give Claude a bank account and a card.

Navoka is an MCP connector for Claude. Add it once and Claude can ask Navoka to pay, buy and send — inside your limits.

Connect ClaudeOr start a chat
https://mcp.navoka.comClaude never sees a card number. It asks; Navoka pays; you approve.

Three steps.

  1. 1

    Nothing to set up first.

    You don't need a Navoka account before you connect. Sign in when your assistant asks; if you have no account, that sign-in creates one. When you want the IBAN and card, verify your ID once, inside the conversation — or import it from Wirex One.

  2. 2

    Add Navoka to Claude.

    Copy the URL, then add it in Claude — four steps, below.

  3. 3

    Set your limits, then just ask.

    Monthly budget, approve-above threshold, allowlist — in Navoka, not in Claude. Then: "Pay this invoice."

Add Navoka to Claude.

  1. Copy the URL.

    https://mcp.navoka.com

  2. Open Claude.

    The Navoka connector arrives pre-filled — just press Add. Make sure you're signed in to Claude in this browser first.

    Open Claude Settings

  3. If the pre-filled window doesn't appear,

    add it by hand: Customize → Connectors → Add custom connector, Name "Navoka", paste the URL from step 1.

  4. Connect.

    Press Connect next to the new Navoka connector and sign in to link your account.

Claude Code
claude mcp add --transport http navoka https://mcp.navoka.com
/mcp   # then sign in
https://mcp.navoka.com

Try saying.

1 — invoice, held
You (in Claude)Pay this invoice.studio-marr-INV-2041.pdf
ClaudeReading it — Studio Marr, €1,250, due 15 Oct. Asking Navoka to pay…
New payee and above €250 — prepared and held. Approve to pay by SEPA instant.
Approved by you · 09:41 · €1,250.00 sent · Studio Marr added to payees.
2 — standing rule, clothes
Buy the Acne Studios scarf I saved on Farfetch if it drops under €200.
Watching it — €230 today. Under €200 and I buy it on my card, Farfetch only, €200 ceiling. Rule expires in 30 days.
3 — API credits, unattended
Top up my Anthropic API credits when they drop below €20, up to €200 a month.
Rule set: Anthropic, top up €40 when balance is under €20, €200 monthly cap. Card-on-file, no approval needed inside the cap. I'll post each receipt.

Your limits apply everywhere.

Your assistant can

  • Ask Navoka to pay an invoice, buy something, send money or schedule a payout.
  • Read the ledger — what was paid, under which rule, approved by whom.
  • Read your limits, so it knows what will be held before it asks.

Your assistant cannot

  • See a card number or a full IBAN. The agent holds a token, never a PAN.
  • Change a limit. Limits are set by you, outside its reach.
  • Approve its own payment. Approval is yours — in the assistant, in chat, or on the web.

Disconnect in one tap. Card frozen, rules paused, assistant unlinked.Limits and approvals

Questions.

Is Navoka an MCP server?
Yes. Navoka exposes its account, cards, payments, payouts, ledger and policy as MCP tools at one endpoint, so Claude — and Claude Code, or any MCP client — connects the same way. The tool list and the policy JSON are on the developer page. The account holder sees every tool call as a plain ledger row.
Does it work in Claude Code and the desktop app?
Yes. Add the connector once — the pre-filled link does it in one press — and it's available across web, desktop and mobile on the same account. In Claude Code, add it with claude mcp add and sign in with /mcp. Limits and approvals live in Navoka, so a held payment from Claude Code can be approved in Telegram.
Can Claude approve a payment by itself?
No. Claude can ask Navoka to pay and can read the result, but a payment above your threshold or to a new payee is held until you approve it — in Claude, in Telegram or on the web. Claude cannot change your limits either; they are set by you, outside any tool Claude can call.

Connect Claude.

Copy the endpointOr start a chat

Using ChatGPT instead? Building your own agent?